:root{
  --teal:#0f4f4a; --teal-dark:#083a37; --teal-deep:#062d2b;
  --gold:#e8b349; --cream:#faf6ee; --cream-2:#f2eadc; --paper:#fffdf8;
  --ink:#1d2426; --ink-2:#405054; --muted:#6f7a7d; --line:rgba(29,36,38,.14);
  --shadow:0 18px 50px rgba(29,36,38,.1); --font-display:"Gambarino", Georgia, serif; --font-body:"Satoshi", system-ui, sans-serif;
  --auto:#2d6cdf; --home:#2f8d57; --claims:#c7681d; --general:#159386; --life:#8856c5; --toys:#b8860b; --renters:#bd4f75; --landlord:#267ba8;
}
*{box-sizing:border-box} body{margin:0;background:linear-gradient(180deg,var(--cream),var(--cream-2));color:var(--ink);font-family:var(--font-body);line-height:1.5} button,input{font:inherit} button{cursor:pointer} a{text-decoration:none;color:inherit}
:focus-visible{outline:3px solid rgba(232,179,73,.75);outline-offset:3px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.pe-header{position:sticky;top:0;z-index:30;display:flex;align-items:center;justify-content:space-between;padding:12px clamp(18px,4vw,48px);background:rgba(250,246,238,.9);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.pe-logo{width:142px;display:block;mix-blend-mode:multiply}.pe-back{font-weight:900;color:var(--teal);padding:10px 14px;border:1px solid var(--line);border-radius:999px;background:rgba(255,255,255,.4)}
.pe-shell{width:min(1120px,calc(100% - 28px));margin:0 auto;padding:44px 0 80px}.pe-hero{text-align:center;padding:34px 0 28px}.pe-icon{width:58px;height:58px;border-radius:18px;background:rgba(15,79,74,.08);color:var(--teal);display:grid;place-items:center;font-size:30px;margin:0 auto 16px}.pe-eyebrow{display:inline-flex;align-items:center;gap:8px;text-transform:uppercase;letter-spacing:.14em;color:var(--teal);font-size:12px;font-weight:900;margin:0 0 12px}.pe-eyebrow:before{content:"";width:8px;height:8px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 4px rgba(232,179,73,.18)}
h1,h2{font-family:var(--font-display);font-weight:400;letter-spacing:-.02em;line-height:1.05;margin:0}h1{font-size:clamp(46px,7vw,82px)}h2{font-size:clamp(30px,4vw,48px)}.pe-lede{font-size:clamp(18px,2.2vw,24px);max-width:720px;margin:16px auto 28px;color:var(--ink-2)}
.pe-search-wrap{max-width:760px;margin:0 auto}.pe-search-wrap input{width:100%;height:68px;border-radius:999px;border:1px solid var(--line);background:var(--paper);padding:0 28px;font-size:20px;color:var(--ink);box-shadow:0 8px 24px rgba(29,36,38,.08)}.pe-search-wrap input::placeholder{color:#8a9699}
.pe-quick{display:flex;gap:10px;overflow-x:auto;padding:22px 2px 4px;scrollbar-width:none}.pe-quick::-webkit-scrollbar{display:none}.pe-chip{white-space:nowrap;border:1px solid var(--line);background:rgba(255,255,255,.6);color:var(--ink-2);border-radius:999px;padding:12px 16px;font-weight:900}.pe-chip span{display:inline-grid;place-items:center;min-width:26px;height:26px;border-radius:999px;background:rgba(29,36,38,.07);margin-left:8px;font-size:13px}.pe-chip.is-active{background:var(--teal);color:var(--cream);border-color:var(--teal)}.pe-chip.is-active span{background:rgba(255,255,255,.18);color:var(--cream)}
.pe-help-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:16px 0 52px}.pe-help-strip button{border:1px solid var(--line);background:var(--paper);border-radius:20px;padding:18px;text-align:left;font-weight:900;color:var(--teal);box-shadow:0 6px 18px rgba(29,36,38,.05)}
.section-head{margin-bottom:22px}.section-head.row{display:flex;justify-content:space-between;align-items:end;gap:20px}.count{color:var(--muted);font-weight:800;margin:0}.collections-section{margin-bottom:46px}.collections{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.collection-card{border:1px solid rgba(15,79,74,.18);background:linear-gradient(135deg,rgba(15,79,74,.09),rgba(232,179,73,.08));border-radius:22px;padding:20px;text-align:left;min-height:128px}.collection-card strong{display:block;font-size:19px;margin-bottom:8px}.collection-card span{color:var(--muted);font-weight:800}
.terms-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.term-card{border:1px solid var(--line);background:var(--paper);border-radius:24px;padding:20px;text-align:left;box-shadow:0 8px 24px rgba(29,36,38,.06);transition:.2s;display:grid;gap:10px}.term-card:hover{transform:translateY(-2px);box-shadow:var(--shadow);border-color:rgba(15,79,74,.35)}.term-top{display:flex;align-items:center;justify-content:space-between;gap:12px}.badge{display:inline-flex;align-items:center;border-radius:999px;padding:5px 10px;font-size:12px;font-weight:900;background:rgba(15,79,74,.09);color:var(--teal)}.badge.Auto{background:rgba(45,108,223,.1);color:var(--auto)}.badge.Home{background:rgba(47,141,87,.11);color:var(--home)}.badge.Claims{background:rgba(199,104,29,.12);color:var(--claims)}.badge.Life{background:rgba(136,86,197,.11);color:var(--life)}.badge.Toys{background:rgba(184,134,11,.13);color:var(--toys)}.badge.Renters{background:rgba(189,79,117,.11);color:var(--renters)}.badge.Landlord{background:rgba(38,123,168,.11);color:var(--landlord)}.term-card h3{font-family:var(--font-display);font-weight:600;font-size:25px;margin:0}.term-card p{margin:0;color:var(--ink-2)}.term-arrow{font-size:24px;color:var(--muted)}
.empty{text-align:center;background:var(--paper);border:1px solid var(--line);border-radius:24px;padding:38px}.empty h3{font-family:var(--font-display);font-size:34px;margin:0}.empty p{color:var(--muted)}
.term-dialog{width:min(680px,calc(100% - 26px));border:0;border-radius:28px;padding:0;background:var(--paper);box-shadow:var(--shadow);max-height:86vh}.term-dialog::backdrop{background:rgba(6,45,43,.42);backdrop-filter:blur(3px)}.dialog-close{position:absolute;right:16px;top:14px;width:42px;height:42px;border-radius:999px;border:1px solid var(--line);background:white;font-size:28px;color:var(--ink);z-index:2}.detail{padding:34px}.detail h2{padding-right:44px;color:var(--teal)}.detail-section{margin-top:24px}.detail-label{display:flex;align-items:center;gap:8px;color:var(--teal);font-weight:900;margin-bottom:8px}.detail-section p{margin:0;color:var(--ink-2);font-size:17px}.example-box{background:rgba(15,79,74,.07);border-radius:20px;padding:18px}.why-box{background:rgba(232,179,73,.18);border-radius:20px;padding:18px}.related{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}.related button{border:0;border-radius:999px;background:rgba(15,79,74,.09);color:var(--teal);padding:9px 12px;font-weight:900}
@media(max-width:900px){.terms-grid,.collections{grid-template-columns:repeat(2,1fr)}.pe-help-strip{grid-template-columns:1fr}.section-head.row{display:block}.count{margin-top:8px}}
@media(max-width:560px){.pe-header{padding:10px 14px}.pe-logo{width:116px}.pe-back{font-size:13px}.pe-shell{width:calc(100% - 20px);padding-top:24px}.pe-hero{text-align:left}.pe-icon{margin-left:0}.pe-search-wrap input{height:62px;font-size:17px;padding:0 20px}.terms-grid,.collections{grid-template-columns:1fr}.term-card{border-radius:20px}.detail{padding:26px 20px}.term-dialog{border-radius:24px}.pe-quick{margin-inline:-10px;padding-left:10px}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{transition:none!important;animation:none!important;scroll-behavior:auto!important}}