Articles
Insights, tips, and expert advice to help you protect what matters most.
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Buying Auto Insurance For Teen Drivers
Driving may be a rite of passage for teenagers, but for parents, having a teenage driver can be stressful and expensive. Your child will need auto insurance coverage as soon as they receive their driver’s license. Here are some important considerations. Determine Whether to Add Your Child to Your Policy or Purchase a Separate Policy […]
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Protecting Your Home Against Flood Loss
The financial loss that comes with flooding can be devastating. The average flood claim payout from the National Flood Insurance Program is over $66,000. Yet, many Americans are not protected against flood damages, primarily because flooding is not covered under a standard homeowners policy.¹ Low vs. High Risk Even if you are in a moderate-to-low-risk […]
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A Brief Guide to Condo Insurance
The ownership structure of a condominium unit is different from that of a single family house. Here’s what you need to know when purchasing insurance for your condo.¹ 1. Understand the Master PolicySince the ownership of all common areas is shared with other condo owners, the association of owners typically purchases insurance coverage (a master […]
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Buying vs. Leasing a Car
Some people approach buying a car like they approach marriage, “’til death do us part.” Others prefer to keep their options open, trading in every few years for the latest make and model, the most cutting-edge technology, or the highest horsepower. Whichever describes you best, we all face a similar decision when it comes to […]
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Insurance Needs Assessment: Married With Children
A growing family, by definition, means growing financial obligations—both present and in the future. Raising children can increase your insurance needs and heightens the urgency for being properly prepared. Auto When a child becomes a new driver, one choice is to add the teenager to the parents’ policy. You may want to discuss with your […]
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Understanding Homeowners Insurance
Purchasing homeowners insurance is not only critical for protecting your home, your personal property and against any potential liability, but if you have a mortgage, your lender will require it. What’s Covered A homeowners insurance policy is a package of coverages, including: Remember, these coverages pertain only to losses caused by a peril covered by […]