Kiya Carmichael

Auto, Home, Life, and Business Specialist

Thoughtful & Thorough

Helping you protect what you love by catching the details others miss and turning complexity into clarity.

Meet Kiya

Kiya has been part of the CanDo family for 10 years, and from day one she’s been known for being thorough, warm-hearted, and relentlessly solution oriented.

Before joining CanDo, Kiya worked as a realtor, which gives her a deep, practical understanding of homes, homeowners, and the real risks people face once the keys are in their hands. That background-paired with her experience in auto, home, and business insurance-means she doesn’t just look at policies, she looks at people’s lives:

One of Kiya’s greatest strengths is her keen observation. She notices details most people overlook—whether it’s a life update, a new purchase, or a subtle risk hidden in plain sight. That same instinct makes her the first to compliment a coworker and the one to ask the right questions that reveal important gaps.

Kiya in a nutshell

Spots the gaps
Reviews your coverage so nothing important slips through the cracks.
Keeps your business safe
From day-to-day risks to the unexpected, she helps protect what you’ve worked so hard to build.
Provides clear, stress-free guidance
Insurance can be complicated, she breaks it down so you can make smart choices with confidence.
The Human side
- Philadelphia Eagles fan (with strong opinions on game day)
- A fan of great glass of wine
- Someone who loves to travel and explore new places
- A proud mom & grandmother

Work with Kiya

Kiya helps individuals and business owners alike spot gaps in coverage, protect what matters most, and make insurance simple and stress-free. As a trusted insurance guide and advocate, she helps clients feel confident, informed, and protected every step of the way.

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What Kiya’s clients say

“Kiya C, is an amazing agent. Incredibly helpful! Walked me through this process with so much grace and comfort. I was able to get a much better policy with her help and she is truly such a sweetheart!”

– Chelsey Abedrabbo

“I have been working with Kiya for many years, no matter where she goes. That speaks to her excellent customer service skills. She drew my attention the very first time I interacted with her over the phone. Her human approach with integrity and professionalism is flawless. She is an asset to this company. I highly recommend her to any business looking for passionate and dedicated staff. I hope CanDo Insurance knows that. Thank you, Kiya keep up the good work 👏👏👏”

– Civil Nya

“I cannot say enough good things about Kiya Carmichael. I was in a really tough spot trying to get car insurance and was getting denied everywhere. It was frustrating, stressful, and honestly felt like there was no way around it. Then I found Kiya — and everything changed. She didn’t treat me like just another quote. She actually took the time to understand my situation, walked me through everything, and stayed patient with me the entire time. No judgment, no rushing — just real help. What really sets her apart is how far she goes for you. She literally helped me contact LexisNexis to fix an error on my report that was affecting everything. That is NOT something most people would take the time to do. Even when things got complicated, she didn’t give up or push me off — she kept working at it and trying to find a solution for me. That kind of effort is rare. If you’re dealing with a difficult situation or feel stuck like I did, go to Kiya. She actually shows up for you and has your back. I’m beyond grateful I found her and look forward to working with her in the future!”

– Alayna Kreilis

“Ms. Carmichael with CanDo insurance was very professional, patient and most importantly helpful when I needed new car insurance. She was very thorough during my multiple inquiries about different insurances with different cars helping me get just what I needed. If you go with CanDo insurance I highly recommend her as your handler.”

– John Johnson

“Miss Carmichael I have been working with for a few years. I honestly don’t believe there’s anybody better in the business or nicer than her. Whatever you need. She has gotten me without a problem and I appreciate all the work she puts in to help me.”

– Chris Rein

“Sending a BIG THANK YOU to my insurance agent Kiya Carmichael! The moment I met Kiya she has only been professional, reliable, loyal, and quick to reply and answer to get me and my friends and family the best rates. I would highly recommend to contact and trust Kiya in saving you money for the BEST RATES! I appreciate all that you do to help your customers have the best experience. You’re my number one and only agent! You get 5 plus stars 🌟🌟🌟🌟🌟🙌”

– Cynthia Adams

Safer decisions. Calmer households. Lower surprises.

CanDo Insurance. You can do it. We can help.