Landlord Hub · New Jersey · Pennsylvania · Connecticut
Is your rental insured right?
Most rental owners we meet are paying for a policy that was written for a different life: the house they used to live in, the renovation that's finished, the name they owned it in before the LLC. We translate the policy so you don't have to.
Free, no obligation. CanDo is an independent agency that shops 20+ insurance companies.
Where's your rental?
Every state, and a lot of towns, has its own rules for landlords. Start with yours.
What do you rent out?
Tap the closest match. We'll start your checkup with it filled in.
What we find most often
These four come up on almost every rental policy we review. Each one is fixable, and much easier to fix before a claim than during one.
Does homeowners insurance cover a rental property?
The most common mix-up we see. What a homeowners policy assumes, what a landlord policy changes, and how to fix it before a claim.
Read the guideYour rental is in an LLC. Is your insurance?
Deed says LLC, policy says your name? A five-minute fix now beats a fight at claim time. Here's how to line it up.
Read the guideThe 60-day vacancy trap: insuring a rental between tenants or during a rehab
The tenant's gone and the paint is drying. Your policy is quietly counting days. What changes at day 60, and how to stay covered.
Read the guideLoss of rent coverage: what it pays and what it doesn't
When the rent pays the mortgage, this is the coverage that keeps paying it after a fire. What it covers, and the big thing it doesn't.
Read the guide
Free tools
The calendar is part of the coverage.
A lot of landlord headaches start with a date nobody wrote down: the day a unit went empty, the day a lead certificate expired, the renewal that came and went. These tools do the math and make a calendar reminder.
- Is my rental insured right? Five questions, a plain-English result.
- Vacancy clock. Your day 30 and day 60 dates from a move-out date.
- Lead certificate tracker. NJ and Philadelphia renewal dates.
From a landlord we work with
“I have a small portfolio of 76 SFH's and a couple other businesses. … I've worked with countless agents and AI over the last few years and Jim excelled in every capacity. … Jim was responsive and quick to float various options as they were presented to him.”
How the free checkup works
Coverage that actually calls you back. One conversation, and we do the shopping.
1
Tell us about the property
Four quick steps. About two minutes on your phone.
2
Send your declarations page
A photo by text is fine. It's the page that shows what you're actually covered for.
3
Get a plain-English answer
We tell you what fits, what doesn't, and what we'd change. If a better policy exists, we'll shop it.
New on the Landlord Hub
New guides go up every week, written from primary sources and the questions owners actually ask us.
Does homeowners insurance cover a rental property?
The most common mix-up we see. What a homeowners policy assumes, what a landlord policy changes, and how to fix it before a claim.
Read the guideYour rental is in an LLC. Is your insurance?
Deed says LLC, policy says your name? A five-minute fix now beats a fight at claim time. Here's how to line it up.
Read the guideThe 60-day vacancy trap: insuring a rental between tenants or during a rehab
The tenant's gone and the paint is drying. Your policy is quietly counting days. What changes at day 60, and how to stay covered.
Read the guideLoss of rent coverage: what it pays and what it doesn't
When the rent pays the mortgage, this is the coverage that keeps paying it after a fire. What it covers, and the big thing it doesn't.
Read the guideNJ lead-safe certification: a landlord's checklist and calendar
Pre-1978 NJ rental? Inspections at turnover or every three years, and certificates last two. The checklist and the calendar in one place.
Read the guidePhiladelphia rental license and lead certification checklist
Renting in Philly? A Rental License, the right business license, and lead certification for pre-1978 buildings. The checklist in one page.
Read the guideYou can do it. We can help.